The question we should all be asking ourselves is, do I really have the right amount of insurance cover, or do I just think I do?
There is has been an increasing amount of uninsured drivers in Britain. It is estimated that 5% of UK drivers are uninsured. You need to make sure you have fully comprehensive insurance and perhaps even gap insurance for cars to protect yourself.
There are around 1.2 million uninsured drivers on the roads today, which averages
out to be 1 in every 10 drivers are uninsured. A very poor show really.
In the UK there is a formal body called the Motor Insurers Bureau or MIB that handles claims from victims of uninsured drivers. However, the process is complicated and may take years to see any results. A terribly stressful ordeal that we wouldn't want you to have to go through.
Studies have shown the worst areas for claims involving uninsured drivers are
East London, Manchester, Liverpool and Birmingham. It is not hard to see that
they are our biggest cities and if you look at the average cost of car insurance
there is a penalty for inner city living.
It is estimated around 200 people a year are killed in accidents involving uninsured drivers. These figures may not be 100% accurate, but one life would be one too many! You could get a car insurance quote right now
The estimated costs of medical bills and compensation for people who have been
hit by an uninsured driver are estimated to be around Five Hundred Million Pounds
Per Year.
Uninsured drivers who are caught only receive a small fine of £185 which
is nothing compared to the damage and hardship they cause. Should the courts
be harder on these drivers?
With this alarming situation increasing you need to make sure you have full
comprehensive insurance incase you are involved in an accident with an illegal
uninsured driver.
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