Gap Insurance Quotes For Shortfall Cover - RTI and Vehicle Replacement Gap Insurance

Our Gap Insurance will protect you if you have an accident and your car is declared a write off. Your car insurance company may not actually pay you enough to settle any finance outstanding on your vehicle or to purchase a replacement car. Return to Invoice and Return to Value Gap Insurance will ensure that you are not left out of pocket if you suffer a total insurance loss by covering the difference between your insurance pay out and the amount outstanding on the finance agreement or the price you paid for the car.

Our established UK-based company, Click4Gap, offers a range of different products including:

RTI Gap Insurance:
Return To Invoice Gap is suitable for both new and used cars but must be bought within 90 days after you take delivery of your car. This type of cover pays the shortfall between motor insurance payout and invoice price.

RTV Gap Insurance:
Suitable for the majority of car owners, and can be taken out up to 7 years after buying your car. Return To Value Gap pays the difference between the Motor Insurer's settlement and the current value of your car as it stands today.

VRI Gap Insurance:
Vehicle Replacement Gap must be purchased within 90 days of taking delivery of your car and our VRI policy is available for new cars and used vehicles up to 3 months old at the "start" of policy. VRI or Vehicle Replacement Gap will pay you the difference between the settlement amount you receive from your Comprehensive Motor Insurance Policy and the COST of a Replacement NEW CAR, even if your cars retail price has increased since you bought it!

Finance Gap Insurance:
This pays the shortfall between motor insurance payout and any outstanding finance

Click4Gap is FSA authorised and offers a 21-day money back guarantee. We are able to offer much lower premiums than major car dealers simply because we have been selling gap insurance wholesale for 20-years now.

We here at Click4Gap allow customers to buy direct and pay the same wholesale premiums dealers have access to. This is because we are the insurer and rule out the middle man.