Frequently Asked Questions

Regulatory Information FCA

The Financial Conduct Authority (FCA) is the independent regulator set up by Government to look after the financial services industry and protect consumers. It is a free service to consumers and is funded by charging fees to members of the financial services industry.

The FCA regulates firms providing financial and insurance services to consumers and maintains the integrity of the UK’s financial markets by focusing on the regulation of conduct by financial services firms. Firms and individuals can only conduct regulated financial services activities in the UK if they are authorised by the FCA or registered to do so.

Your Click4GAP policy is an insurance contact and we are authorised and regulated by the FCA, our FCA Registered number is 461102. You can check this on the FCA’s register by contacting the FCA on 0800 111 6768 or visiting the FCA’s website Click4GAP is a trading style of Future45 Ltd.

The FCA has considerable powers, including the power to regulate conduct related to the marketing of insurance and financial products. It is able to specify the required standards of these firms and the products they provide. It also has the power to investigate individuals and organisations.

In addition, the FCA is able to instruct firms to immediately retract or change promotions which it finds to be misleading, and to publish such decisions.

You also have the added protection of the Financial Ombudsman Service (FOS) and the Financial Services Compensation Scheme (FSCS).

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