Frequently Asked Questions

How can I be sure your policy will pay a valid claim?

We have a duty of care to our policy holders to ensure we are transparent at all times delivering exceptional customer service online and offline. We believe our Click4GAP web site explains what is needed so you can make an informed decision and choose cover that meets your needs.

We are directly authorised and regulated by the Financial Conduct Authority. You can check this on the FCA’s Register by visiting the Financial Conduct Authority website, which contains a link to a register of all regulated firms, can be visited at The FCA can only give general information and cannot recommend the products of any company.
  Click4GAP is a trading style of Future 45 Limited

The FCA is the independent regulator set up by Government to look after the financial services industry and protect consumers. The FCA regulates firms providing financial and insurance services to consumers and maintains the integrity of the UK’s financial markets, focusing particularly on the regulation of conduct by financial services firms.

As Click4GAP are FCA regulated, you also have the added protection of the FSCS if anything does go wrong. The FSCS provide compensation if a company ceases trading and is unable, or likely to be unable, to pay claims against it. This means you have total peace of mind that you are dealing with a genuine and compliant company.

There are policies out there which aren’t insurance backed, but most people prefer to have the protection of the FCA and the FSCS.

Financial Strength. With more than six million policy holders, and growing, The Underwriter Red Sands paid in excess of £67million during the course of 2016 in claims. An important measure of financial strength and why your policy is safe.