Frequently Asked Questions
Return To Invoice Gap Insurance is suitable for
Return to Invoice Insurance (RTI) is most likely the type of policy offered to you by your dealership. RTI pays the difference between the motor insurer’s settlement and the vehicle purchase price, should the car be declared a total loss.
RTI is suitable for new and used cars which are under 7 years old at policy inception and you have 3 months from the delivery date to purchase RTI. The car can be used for private or business purposes.
The car can be purchased using cash or using finance, including but not limited to a motor loan, PCP and personal bank loan, under contract hire or any style of leasing agreement.
The vehicle purchase price can be up to £50,000 and with a mileage of less than 80,000 miles at policy inception.
A Click4GAP RTI policy can be purchased for a term length of up to 4 years, and with a claim limit of up to £25,000. Your RTI claim settlement is paid directly to you, not the dealer or your finance company. This means you can then use the settlement money for anything you like. You can use it to settle any outstanding finance not paid by your motor insurer, put it towards your next car or even go on holiday!
All Click4GAP policies cover all factory fitted optional extras, have no excess to pay for a valid claim and also cover all named drivers on your comprehensive motor insurance policy.