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Four Ways to Save on Car Insurance

With the economy in decline, we are all searching for ways to cut costs. You already know that you can save on gap insurance by buying direct, but what if there was a way to save hundreds of pounds on your car insurance? Well, with these four tips, you may easily be able to do that with a few simple phone calls or clicks.

Shop Online for Discounts

Many online car insurance providers will offer steep discounts over brick and mortar companies in an effort to drive sales that may not otherwise have been gained. You can easily see savings of ten to fifteen per cent by purchasing from an online retailer. Better still, the recent rise of online insurance comparison sites means that you shouldn't have to spend an age finding a decent quote either.

Reduce the Risks

If you have some way of reducing the risks of damage or loss to your vehicle that could lead to a discount, then by all means use it. For example, some companies offer discounts of more than 10% to those who will keep their vehicle within a locked and closed garage. Others may be cheaper if you have an alarm or immobiliser fitted.

Shop Around

One of the best ways to save money on your car insurance is to shop around. If a company knows that you have been offered a lower rate somewhere else, they will be more willing to try and offer you a cheaper quote. So if you have the time, it may be worth calling some of the companies which gave you an online quote - if they don't call you first! - to see if you can get an even better deal.

There are a variety of ways to cut costs when it comes to your car insurance. Even a few pounds of savings in this wilting economy is significant; so have a look at the tips above, and learn how today!

When buying car insurance consider the age of your car and its value. Car insurance does have a shortfall and that is why GAP insurance exists. We pay out the money your car insurer does not! That's your car depreciation since the purchase. Buy GAP insurance to protect yourself from the losses new car owners experience due to depreciation. For a free no obligation quote, call us on 0844 357 8300 (Maximum call charge from a BT land line is 5p a minute. Calls from other networks may vary)

Copyright © 2012 Click4Gap

The opinions expressed are those of the author and are not necessarily held by the Click4Group unless specifically stated. The material is for general information only. Always obtain independent, professional advice for your own particular situation.