What is Green Car Insurance and Why Do I Need It?
Is this the future of car insurance? Or just a clever marketing ploy by existing insurers to make sure you stay with them? Whichever your opinion, "green" car insurance is fast becoming big business.
Basically, Green Car Insurance
is a way to get discounts for driving low emission vehicles. It is a relatively new and clever way of marketing to drivers who want an insurance policy that is environmentally friendly. Most of these companies offer some sort of carbon offsetting programs. This means the insurance company takes a percentage of the price of your policy and gives it to carbon offsetting projects.
Some green car insurance companies will offset 100% of your vehicle's emissions. These types of programs take on various forms depending on the insurance provider. Some of the programs involve planting trees, supporting recycling projects or other similar green projects. Other companies may offer a percentage of their profits to green causes. Sometimes they offer additional incentives including using recycled car parts when possible for repairs and recycling your car if it is written off.
Many green car insurance companies are offering reduced premiums to drivers of "green" cars. The main reason for this is that it has been shown that green car drivers are more responsible and because of this they present less of a risk to insurers.
Most people who are environmentally aware try to drive as little as possible and share rides when they can. Green car insurance is a simple concept and a way for you to contribute to cleaner air and to get economical insurance at the same time. The insurer will take into account your annual mileage, make of car and size of engine. They take all of this information and calculate the amount of carbon required to offset your driving and add it to your premium.
If this type of insurance sounds interesting to you there are several ways to find out more about green car insurance and the benefits offered. If you are happy with your current provider you should ask them if they offer any environmental incentives. Another way is to shop online. You can visit several different green car insurance sites and find out the deals they offer and which one would be right for you.
If you want to do your part in helping the environment then green car insurance might be the right choice for you. You will need to shop around to find out which company provides the amount of coverage you need and has the "green" incentives you are looking for. If you do this you can find the best deal and also help the planet at the same time.
When buying any car insurance consider the age of your car and its value. Car insurance does have a shortfall and that is why GAP insurance exists. We pay out the money your car insurer does not! That's your car depreciation since the purchase. Buy GAP insurance to protect yourself from the losses new car owners experience due to depreciation. Get a no obligation car gap insurance quote online, or phone us on 0844 357 8300 (Maximum call charge from a BT land line is 5p a minute. Calls from other networks may vary)
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