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Monthly Payments

Pay monthly for your Gap Insurance cover

If you’re looking for the convenience and affordability of a monthly payment option, Click4Gap offers you a non-financed agreement that enables you to pay a 20% deposit on purchase, followed by nine monthly instalments to cover the balance.

You won’t be signed up to a credit agreement, we’ll require no credit references or searches, and it isn’t subject to any changes in interest rates.

How do monthly payments work?

Each monthly payment will be debited against the credit or debit card that you used to pay your deposit.

How much is your monthly payment amount

The deposit amount, transaction fee and the monthly payment amount will be indicated on your policy schedule, and detailed on our website during your purchase.

Payment date

Your monthly payments will be due on the 1st day of the month following the date you purchased your policy, and we’ll make all of the arrangements to collect this. You don’t need to schedule your payments, or worry about when or how much to pay.

Your obligations

Your monthly payments must be met when they’re due. If we’re not able to make a collection when it’s due, you won’t have cover in the event of a claim, and this could ultimately result in the cancellation of your policy.

If we are forced to cancel your cover, we’ll take action to recover the overdue amount, and costs will be levied for payments returned unpaid. In addition, we will claim all reasonable costs, charges and expenses, including legal costs, incurred by us in the course of recovering overdue amounts.

Cancellation of your monthly payment option

You have the right to withdraw from your monthly payment arrangement by settling the outstanding balance on your policy. Should you wish to do this, please contact Customer Service on 0208 819 3424, weekdays from 9am to 5pm. You can make arrangements with us over the phone to settle the balance by debit or credit card.

If you need to change your card details

To make changes to your card, please contact Customer Service on 0208 819 3424, weekdays from 9am to 5pm.

If you’d like to change your payment date

Your monthly payment will always be collected on the 1st day of each month, following the date of purchase of your policy. If you’d like to change this date, please call Customer Service on 0208 819 3424, weekdays from 9am to 5pm.

If you need more Information

If you have any further questions about your monthly payment option, please contact Customer Service on 0208 819 3424, weekdays from 9am to 5pm.