Great cover for new and ex-demonstrator cars
Click4Gap Vehicle Replacement Insurance (VRI) is available to you whether you paid cash or borrowed the money from a Bank or Finance House Loan.
If you paid for your car using a bank or finance house loan or simply paid cash, Vehicle Replacement Insurance (VRI) will protect you against depreciation if your car's stolen and not recovered or damaged beyond safe or economical repair and your motor insurer declares it to be a total loss.
Get back the price of a brand new car
When your motor insurer declares your car to be a "total loss" through theft, vandalism or accident, it's really important to understand that they typically only pay the loss value, the value of your car on the date of loss ? not the invoice price (purchase value), what it was worth when you purchased GAP.
Now the good news, if this happens Click4Gap Vehicle Replacement Insurance (VRI) will pay the depreciation, plus the difference between the purchase value and the price we would pay for a brand new replacement car.... it's that simple! If you prefer, we can of course supply the car, but we find most of our customers choose to take the money leaving them free to spend all or just part of the money on their choice of replacement car.
To ensure the benefit due to you is fairly and impartially calculated, like all responsible insurers Click4Gap undertake to recognise the independent third party valuation of Glass's for accurate valuations. Glass's Guide has been the motor and insurance industries leading car valuation service for almost 75 years. As with all responsible Gap providers, should the loss or purchase value be called into question, we refer to the Glass's retail value.