LoginAbout Car Warranty Insurance
Like most of us, your car is very likely your biggest investment next to your house, and critical to the convenience of your day to day living. It’s also expensive to run and maintain these days and even more expensive to repair if it suffers a mechanical breakdown, leaving you without wheels and with the likelihood of a big bill at the end of it all.
That’s why it’s so important to consider used car warranty insurance to protect your investment against the financial risks that come with car ownership… like how you’ll afford to pay for repairs once your car is no longer covered by the manufacturer’s warranty… even if you have a 7 year warranty that’s over three years old and your cover is rapidly decreasing, you’ll still need help with the growing list of components your manufacturer warranty no longer covers.
Just think for a moment. Even for those of us that can afford big repair bills, it’s a major chunk out of savings, and means that extras like holidays or other major plans have to take a back seat. And, if it’s a big repair, it can easily leave you with a bill for many hundreds of pounds and left wondering how you’ll manage to replace your savings.
What is a used car warranty?
A new car comes with a manufacturer warranty, and once this has come to an end the cost of breakdowns or failures becomes the vehicle owner’s responsibility… and, on occasion, this can have serious financial impact.
A used car warranty provides financial protection against such unforeseen mechanical breakdowns or electrical failures, paying you out to help cover the cost of repair, including parts, labour and VAT. The list of parts covered generally comprises the major mechanical and electrical components.
Used car warranty cost - is extended warranty cover worth it?
Used car warranty costs play an important part in any decision to take out extended warranty cover. Take a look below at some recent claims we’ve paid. Check the one that most closely matches your situation to see what the financial impact of a big repair bill could be.
Recent Claims (Taken from claims between January and March 2026)
| Make | Repair | Amount | |
| BMW |
| £2,059.50 | |
| Ford |
| £1,000.00 | |
| Kia |
| £500.00 | |
| Peugeot |
| £526.64 | |
| Seat | Engine | £1,000.00 | |
| Nissan | Suspension | £613.29 | |
| Mercedes-Benz | Cooling System | £916.80 |
What will my extended car warranty cover?
When you take out Click4Warranty extended warranty cover, you can take comfort in the knowledge that we’ll cover the parts that keep your car moving, so you can sit back and enjoy your driving experience.
Our range of extended warranty options offer solutions for you, depending on how much or how little of the repair bill you want to cover yourself. Whatever you decide suits your needs, or your pocket, you’ll know exactly what the maximum claim limit will be per claim, and taking out the added protection of extended car warranty cover means that you’ll get help with major covered repairs.
You’ll be comfortable knowing your Warranty Insurance will guarantee you:
- Cover for major breakdown repairs at your selected claim benefit limit per claim of £3,000, £5,000 or £7,000, with a total claim benefit up to your vehicle’s purchase value, and no limit to the number of claims you can make
- Cover options on Drive Easy, Drive Elite and Drive Elite 10 Year, with Wear & Tear available
- Cover for 12, 24 or 36 months to meet your vehicle requirements
Explore cover for the vehicle types below:
What if my car is still under manufacturer warranty?
If your car is coming to the end of its manufacturer warranty period and you’ve decided to keep it, you might want to consider taking out an extended warranty to enjoy unbroken cover and the continued comfort of financial protection.
What if I’m buying a used car with no warranty cover in place?
You don’t need to be without financial protection if your used car is no longer under manufacturer warranty. You can take extended warranty cover with no age or mileage restrictions, and enjoy the confidence of stress-free driving.
What does Click4Warranty cover?
Our extended car warranties are designed to be straightforward and flexible. Depending on the level you choose, you can benefit from:
- Cover for major mechanical and electrical breakdowns
- Up to £7,000 per claim with an unlimited number of claims
- Wear & Tear cover from day one
- Roadside recovery, car hire, and overnight accommodation
- No pre-inspection or health check required
- Cover starts as soon as your payment is received
When should I consider buying extended warranty cover?
If your current manufacturer warranty cover is going to end soon, or it’s already ended, then now is a good time to consider taking extended warranty cover to make sure you have uninterrupted cover.
If your car is getting older and likely to see more breakdown repairs, then this is the time to consider taking this affordable protection to give you the financial assistance you’ll need and to keep you on the road and mobile.
If you’re about to buy a used car and the manufacturer warranty has already expired, you might want to think about taking out an extended warranty to give you financial protection and stress-free motoring.
How much cover can I get from Click4Warranty?
We try to take all the complexity out of warranty for you, so that you know exactly what you’re paying for. With Click4Warranty, you’ll be covered for your chosen maximum claim benefit amount per claim. This means that every time you submit a valid claim, depending on the component that fails, you’ll get cover for parts, labour and VAT up to this value… and there’s no limit on the number of times you can claim.
This is simple, but flexible cover that’s built to give you maximum used car warranty protection at a price that suits your pocket.
Does Click4Warranty supply extended cover for all makes of vehicle?
We’re able to cover your car as long as it’s not on our list of excluded vehicles.
Wear & Tear Cover Explained
Click4Warranty Drive Elite and Drive Elite Plus policies include Wear & Tear cover from the very first day your policy starts — with no waiting period.
This means we can help with repairs to covered components that fail due to normal everyday use and gradual deterioration, not just sudden breakdowns.
Servicing and Your Responsibilities
To keep your warranty valid and ensure claims are paid smoothly, it’s important to meet a few straightforward responsibilities.
- Service your vehicle: Always service your car according to the manufacturer’s recommended schedule. Keep all service records — you may need to show them when making a claim. You don’t need a full service history to start your policy. Just complete any overdue service within 21 days or 500 miles of your policy start date (whichever comes first).
- Keep your details up to date: Please notify us promptly of any changes to: your name, address, email and phone number, and your vehicle registration number.
- Maintain a valid MOT: Your vehicle must have at least 28 days of MOT remaining when you make a claim.
- Follow the claims process: Always contact our claims team before any repairs begin. We’ll guide you through the process and help arrange repairs with an approved repairer. How to Make a Claim
Staying on top of these responsibilities helps ensure your warranty remains valid and your claims are straightforward. If you’re ever unsure, just get in touch — we’re here to help.
Is there a limit to the number of claims I can make?
There’s no limit to the number of times you can claim, and your maximum benefit level per claim is the value you select. Remember too, there’s no pre-inspection and no waiting period applied.
What's Not Covered
Routine maintenance items are excluded, such as:
- Brake pads
- Wiper blades
- Bulbs
- Batteries
- Tyres
For full details on what is and isn’t covered, please read the Policy Terms. If you’re unsure whether a specific part is covered, contact our claims team before booking any repairs.
How can I pay for my Click4Warranty cover?
To make it simple, quick and convenient, you can choose one of these two options:
- Make a single payment with your credit or debit card, and you’ll enjoy used car warranty cover that will start the moment your payment is received.
- Pay with a convenient monthly payment plan, including transaction fee, that consists of a 20% deposit in the first month, followed by just nine monthly payments to settle the balance. This is not a credit agreement, does not require any credit checks, and you’ll be covered the moment your deposit is received.
How long can I cover my vehicle for?
You can cover your car for 12, 24 or 36 months to give you cover for as long as you need… and you can still take out further cover at the end of this period.
What if I decide I no longer want my extended warranty cover?
If you decide that you don’t need the protection that your warranty cover offers, you can cancel with a full premium refund during the first 30 days, as long as you haven’t made a claim, or don’t intend making one.
If you decide to cancel after the first 30 days, you’ll be eligible for a pro-rata refund, under the same conditions, less an administration fee of £50.
Get your no risk, used car warranty quote in just moments
There’s absolutely no cost or obligation when you get a Click4Warranty extended warranty quote, and it’ll take you just moments. Simply click below to get started.
If you’d prefer to talk to us in person, just call us on 0203 921 0635 during office hours. Our friendly Customer Service Team will be happy to help you.