Return to Value GAP Return to Invoice GAP Vehicle Replacement GAP

UK's No 1 Insurance Backed, FCA Regulated GAP Insurance For 10th Year!

We proudly announce 2016 marks the Click4Groups 10th Anniversary.
For more than a decade our team - underwriters, administrators, consultants and IT crew alike have worked to make Click4Group products respected as the best of their kind.

There's no finishing line in business, and we continue to work hard ensuring our FCA regulated insurance backed policies continue to deserve the trust of our thousands of policy holders past, present and future.

We pledge to keep on delivering the best quality of service and comprehensive cover that's affordable at purchase and reliable at claim.
Recognised as the original and best.
Click4GAP, established as the UK's top GAP Insurance Company for the 10th year is the first choice GAP Insurance provider for cars. Our thousands of satisfied customers solidify our status as the most highly respected and trusted GAP Insurance Company in the UK.

As the Insurer, we are the UK's specialist for motor related insurance, and underwrite a large percentage of the UK's entire GAP and warranty market.
The Click4 brand, consisting of Click4GAP and Click4Warranty, has provided thousands of policies over the past 10 years. As the insurer we have over 1 million policy holders and in 2015 paid over £35 million in claims. 
Click4GAP is FCA registered, and all policies are underwritten and fully insured. Our policies are regulated by the FCA, and also have the further protection of the FSCS (Financial Services Compensation Scheme) and (FOS) Financial Ombudsman Service. 
Car GAP Insurance Quote in 15 seconds!
Whether you want to buy, compare quotes, or look for reviews, our website supplies instant information. We can also provide you with a quote in just 15 seconds. 

If you prefer to speak with us directly, our Surrey based friendly customer service team is happy to provide you with quotes, and assist with any questions you may have. Our telephonic customer service is available Monday to Friday, from 9:30am to 5:00pm - simply quote “GAP Insurance” and we will happily provide you with quotes, as well as quote comparisons.
Find out more
How does Car GAP Insurance work?
The literal definition of GAP Insurance is Guaranteed Auto Protection or Guaranteed Asset Protection. When your insure labels your car a “total loss” or "write off", from an accident or it was stolen, you will be reimbursed with the current value of the car at the time the the incident occurred.

Guaranteed Asset Protection covers the depreciation your car suffered from the time you purchased it, to the moment of your loss. It simply pays you the loss in value. 

Our policies are designed by us and deliver complete peace of mind, and financial protection against unexpected loss when your car is either stolen or written off. Essentially we “pay for what your insurance company does not.".

Many of our policies are purchased through recommendation and repeat business, a fact we are immensely proud of – even though most people are introduced to and offered this insurance the first time they visit their local dealership.

We have suitable policies that provide GAP Insurance for cars worth up to £50,000, for both new and used up to 7 years old.  

We are recognised as one of the UK's leading car GAP Insurance companies and provide three types of insurance:
  • Return to Invoice (RTI) - This policy is applicable when you have owned your car for more than three months, but less than 7 years.
  • Return to Value (RTV) - If you've had your car for longer than 7 years, then Return to Value is the right policy for you.
  • Vehicle Replacement Insurance (VRI) - pays the depreciation PLUS the difference between the purchase value and price we would pay for a BRAND NEW CAR

Click4GAP has the experience, expertise and acumen to create and underwrite the policy. From policy design to insurance claims, we are with you every step of the way – there is no passing the buck. Each of our policies comes with a no-questions-asked refund in full for 21 days, as well as free transfer for 90 days.

Car GAP Insurance is it worth it? 

Statistically, depreciation is the largest motoring expense, not fuel and servicing. There is an estimated 500,000 total vehicle losses every year, and cars can depreciate by up to a staggering 77%.

With cover starting from as little as £25, it makes sense to let our GAP Insurance pay the depreciation. here Our cost also comes with a guaranteed price promise. We are so confident in our product and affordable pricing that if you can find the exact same cover at a lower advertised price elsewhere, we will refund you the difference plus £10.. 

Gap insurance quotes in under 15 seconds.
Relax with Click4GAP and be assured of a policy with genuine protection.