Return to Value GAP Return to Invoice GAP Vehicle Replacement GAP

UK GAP Insurance Proud to be trusted for value, quality and service since 2004!

We proudly announce 2022 marks Click4Gap's 18th Anniversary.

For more than a decade our team - underwriters, administrators, consultants and IT crew alike have worked to make Click4Group products respected as the best of their kind.

There's no finishing line in business, and we continue to work hard ensuring our insurance backed policies continue to deserve the trust of our thousands of policy holders past, present and future.

We pledge to keep on delivering the best quality of service and comprehensive cover that's affordable at purchase and reliable at claim.

Integrity & Service
Click4GAP, established in 2004 remains the first choice UK GAP Insurance Company for thousands of satisfied customers and help us grow to be the most highly respected and trusted GAP Insurance Company in the UK.

In business there’s no finishing line and we continue to develop our systems and web sites to ensure a quality of products and service that will be remembered and recommended.

As a specialist for motor related insurance in UK, we pledge our insured policies honour the terms, our services maintain integrity, and meet the high standards set over a decade ago.

Regulatory Requirements
Firms wishing to advise or sell general insurance products must be Authorised and Regulated by the Financial Conduct Authority (FCA). 

We are directly authorised and regulated by the Financial Conduct Authority. You can check this on the FCA’s Register by visiting the Financial Conduct Authority website, which contains a link to a register of all regulated firms, can be visited at  The FCA can only give general information and cannot recommend the products of any company.
    •  Click4Gap is a trading style of Future 45 Limited
Car GAP Insurance Quote in 15 seconds!
Whether you want to buy, compare quotes, or look for reviews, our website supplies instant information. We can also provide you with a quote in just 15 seconds. 

If you prefer to speak with us directly, our UK based friendly customer service team is happy to provide you with quotes, and assist with any questions you may have. Our telephonic customer service is available Monday to Friday, from 9am to 5:00pm - simply quote “GAP Insurance” and we will happily provide you with quotes, as well as quote comparisons.
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How does Car GAP Insurance work?
The literal definition of GAP Insurance is Guaranteed Auto Protection or Guaranteed Asset Protection. When your insurer labels your car a “total loss” or "write off", from an accident or it was stolen, you will be reimbursed with the current value of the car at the time the incident occurred.

Guaranteed Asset Protection covers the depreciation your car suffered from the time you purchased it, to the moment of your loss. It simply pays you the loss in value. 

Our policies are designed by us and deliver complete peace of mind, and financial protection against unexpected loss when your car is either stolen or written off. Essentially we “pay for what your insurance company does not.".

Many of our policies are purchased through recommendation and repeat business, a fact we are immensely proud of – even though most people are introduced to and offered this insurance the first time they visit their local dealership.

We have suitable policies that provide GAP Insurance for cars worth up to £50,000, for both new and used up to 7 years old.  

We are recognised as one of the UK's leading car GAP Insurance companies and provide three types of insurance:
  • Return to Invoice (RTI) - This policy is applicable if you have owned your car for less than 3 months and it is under 7 years old.
  • Return to Value (RTV) - This policy is applicable when you have owned your car for more than three months, but less than 7 years.
  • Vehicle Replacement Insurance (VRI) - pays the depreciation PLUS the difference between the purchase value and price we would pay for a BRAND NEW CAR

Click4GAP has the experience, expertise and acumen to create and underwrite the policy. From policy design to insurance claims, we are with you every step of the way – there is no passing the buck. Each of our policies comes with a no-questions-asked refund in full for 30 days, as well as free transfer for 90 days.

Car GAP Insurance is it worth it? 

Statistically, depreciation is the largest motoring expense, not fuel and servicing. There is an estimated 500,000 total vehicle losses every year, and cars can depreciate by up to a staggering 77%.

Gap insurance quotes in under 15 seconds.
Relax with Click4GAP and be assured of a policy with genuine protection.

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