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Click4Gap Ranked #1 On MoneySavingExpert For Gap Insurance

MoneySavingExpert ranks Click4Gap number 1 on it’s list of ‘Top-pick online gap insurance brokers’

What Is Money Saving Expert?

In the UK, is the largest consumer-oriented website that boasts over 16 million monthly users. This website is solely dedicated to assisting UK residents in reducing their bills and advocating for their rights through investigative journalism, innovative resources, and a vast online community.

It is a one-stop-shop for finding amazing deals, saving money on purchases, and fighting for financial equity. Whether you’re searching for ways to lower your energy bill or to find the best credit card deals, has you covered. They specialise in campaigning for financial justice so that consumers in the UK can experience equitable treatment at all times.

Why Click 4 Gap?

If you’re looking to protect yourself and your finances with a solid Gap Insurance product that’s built to suit your needs, Click4Gap, as specialists in our field, gives you the assurance that you’ll be covered and supported should the worst happen and your car’s declared a total loss.

With our long history, solid underwriting experience and prominence in the market Click4Gap offers Gap Insurance direct to the public with big savings on premium over similar dealer offerings.

Our UK-based team of product experts are on hand and ready to assist you during office hours via email, live chat and on the phone. You can be confident they will take the time to understand your needs and explain clearly what is needed. Contact us at either of the links below.


Related Reading: When Do I Need Gap Insurance?


What Is GAP Insurance?

GAP insurance, or Guaranteed Asset Protection insurance, is an optional insurance policy that can be purchased by car owners to provide extra protection against financial loss in the event of their car being written off or stolen.

In the UK, if a car is written off or stolen, the insurance company will only pay out the current market value of the car at the time of the incident. This can often be significantly less than the amount the owner originally paid for the car, particularly if it is a new or expensive car. This can leave the owner in a difficult financial position, particularly if they have taken out a car loan to purchase the vehicle.

This is where GAP insurance comes in. A GAP insurance policy will pay out the difference between the insurance company’s payout and the original purchase price of the car, or the outstanding balance of any car loan. This can help to protect the owner from financial loss and ensure that they are not left with a large debt to pay off after losing their car.

There are different types of GAP insurance policies available, depending on the owner’s needs, such as finance GAP insurance, return to invoice GAP insurance, and vehicle replacement GAP insurance. These policies can vary in price, but can often be purchased for a relatively low cost compared to the potential financial loss that could be incurred.

Overall, GAP insurance can be a valuable investment for car owners who want to have extra financial protection in the event of their car being written off or stolen. It can offer peace of mind and ensure that the owner is not left with a significant financial burden after already experiencing the loss of their car.


Looking for Gap Insurance Providers UK?

Visit MoneySavingExpert’s Gap Insurance page for an impartial look at choosing the right Gap Insurance for you.


Choosing The Right Gap Insurance For Your Car

Whichever method you choose to pay, there is a GAP insurance policy that is right for your vehicle, personal circumstances and financial position. GAP insurance is available for new and used cars.

Combined Return to Invoice Gap Insurance

If you paid cash for your vehicle, or paid a sizeable deposit, or if you financed it, Combined RTI Gap cover will pay out the shortfall between the cost of your vehicle and the market value at the point of claim, which is the amount your motor insurer will cover. This is cover that will protect you no matter if you use your vehicle for private use or for business.

Lease/Contract Hire Gap Insurance

If you leased your vehicle or it is under a contract hire agreement, Lease/Contract Hire Gap Insurance will cover you for the shortfall on your lease agreement, after your motor insurer settlement. If, for any reason, you change your vehicle within the first 90 days from the start date, we will also arrange to transfer your cover to your new vehicle without hassle or charge.

Can you pay Gap Insurance monthly?

If you’re looking for the convenience and affordability of a monthly payment option, Click4Gap offers you a non-financed agreement that enables you to pay a 20% deposit on purchase, followed by nine monthly instalments to cover the balance.

You won’t be signed up to a credit agreement, we’ll require no credit references or searches, and it isn’t subject to any changes in interest rates. For more on paying monthly for Gap Insurance click here.

Contact Click4Gap Today!

Looking to take out GAP insurance? We are here to help. Hop on our Live Chat, call us any time Monday to Friday, 9am to 5pm on 0208 819 3424, or Email us and we’ll get back to you during office hours.