Terms And Conditions

Clarity Is Our Watchword. 
Choosing a GAP Insurer that deserves your trust is easier said than done.  Bold statements splashed across the internet, often falling short of the small print, can leave you with a nasty shock at point of claim.
Our web site is design is clear and accurate to enable you to make an informed decision and all pages provide easy acccess to these policy terms before, during and after purchase.

For more than a decade our team - underwriters, administrators, consultants and IT crew alike have worked to make Click4Group products respected as the best of their kind and we pledge to keep on delivering the best quality of service and comprehensive cover that's affordable at purchase and reliable at claim.

Insurance Product Information Document (IPID)

All Click4GAP policies are insurance contracts therefore, in accordance with the Insurance Distribution Directive, our policy holders benefit from a simple two page standardised Insurance Product Information Document you can view online or download to print and read at your leisure...

Return to Value GAP

Pays shortfall between motor insurers settlement and value of car today. more...

RTV Policy Terms

RTV Policy Summary  

Insurance Product Information Document
Compares all three products

Return to Invoice GAP

Pays shortfall between Motor Insurance payout and invoice price. more...

RTI Policy Terms

RTI Policy Summary

Insurance Product Information Document
Compares all three products

Previous Policy Booklets.

For our existing customers, we've listed links to previous versions of the Policy Booklets. Please make sure that you read the version applicable to the start date or the renewal date of your gap insurance policy.

Return To Invoice Policy Booklets 
Click4Gap RTI Insurance November 2004
Click4Gap RTI Insurance November 2005
Click4Gap RTI Insurance July 2006
Click4Gap RTI Insurance November 2006
Click4Gap RTI Insurance November 2009
Click4Gap RTI Insurance May 2013
Click4Gap RTI Insurance March 2014

Vehicle Replacement Policy Booklets 
Click4Gap Vehicle Replacement Insurance July 2006
Click4Gap Vehicle Replacement Insurance November 2006
Click4Gap Vehicle Replacement Insurance November 2009
Click4Gap Vehicle Replacement Insurance May 2013
Click4Gap Vehicle Replacement Insurance March 2014


Return To Value Policy Booklets 
Click4Gap RTV Insurance November 2006
Click4Gap RTV Insurance November 2009
Click4Gap RTV Insurance May 2013
Click4Gap RTV Insurance March 2014


Finance Gap Policy Booklets 
Click4Gap Finance Insurance July 2006
Click4Gap Finance Insurance November 2006


Initial Disclosure Document